Too young to understand college debt but old enough to attend college / by kevin murray

There are myriad things that this nation doesn't do a good enough job in explaining well to High School students, in which, one of those seminal important items to comprehend for students is that incurring a large amount of collegiate debt, should probably be best avoided or strategically circumvented best done through the utilization of various strategies.  That is to say, in attending a four-year college, we find that for many students they could incur well over $100,000 in debt during their time there, for the expense of tuition, fees, and student housing, in which, there also isn't any guarantee that they will subsequently graduate with a degree or even find gainful employment with their degree in a job that is consistent with their major.  In other words, very young adults are signing up to pay an incredibly large amount of money, at an impressionable young age, of which, this in its effect upon them, may not be beneficial for them, or for society, whatsoever.

  This would seem to imply that besides all the education being taught and learned upon subjects of import in High Schools throughout America, that there needs to be for a certainty, courses that directly address college tuition and thereby the importance of trying to mitigate those costs through scholarships and grants, with a thorough examination of the tuition costs of various pertinent four-year universities, to thereby come up with a plan of action that will be suited for a particular student.

 No doubt, those that are only Juniors in High School, may not really know what they desire to study or to be, which is why, it is vital that the better part of valor, is to provide these students with different collegiate avenues that they could pursue, and the need for them to peruse with talented administrators within their High School to determine what seems to be the most sensible pathway for them.  Further to the point, for those who are trying to earn a scholastic scholarship, there needs to be an unequivocal understanding of what needs to be achieved to get a specific scholarship, so these students have a clear and obvious target to concentrate upon.

 Importantly, the comparison of colleges that are being considered, should take into full account the anticipated cost of attending that college, brought to the attention of students through spreadsheets that not only show the estimated cost of a particular college and the comparisons of such, but also breaks out how much that tuition will cost that student to pay back and the amount of time so needed to pay that student loan back, and why this needs to be a very important consideration in the selection of a favored college institution, because in the scheme of things, money matters, and those that don't pay attention to the collegiate financial debt that they are legally obligated to, are the very same that may well live to regret not having taken that time, when it was there to be taken.

 When it comes to colleges, the allure of such, may well overcome being sensible about the financial aspect, which could easily lead to regret, for in this nation, substantial debt to attend a good college, seems to be something that this governance doesn't mind burdening its young students with, which means those that are well prepared will do far better than those that are essentially clueless or credulous.