As they say, “Nothing is certain in life except death and taxes.” That said, when it comes to taxes, especially for those who are doing their best to make ends meet and thereby are working hard, is that these people typically don’t want to pay more in taxes than they are legally required to do. Additionally, because the minimum wage in America does not equate to a living wage, there is a multitude of people who work more than one job, of which, some of these people work, even three jobs, mainly because they need the income to keep their head above water.
We find that while payments from employees into the Social Security system will thereby make a material difference as to how much they will subsequently get when they opt to receive their Social Security benefits, the same though is not true of the Medicare system. Indeed, when it comes to Medicare, there is the basic requirement that in order to receive Medicare Part A for free, that the employee is mandated to have worked a total of ten years, or at least forty quarters of work, and then they are thereby qualified to received Medicare Part A for free, and how much a given individual has paid into Medicare through the years, is not relevant to any other discount or consideration, for to get anything else of value from Medicare, for Plans B, C, and D are optional to people, and require the person so opting for any of these coverages to pay the going rate for such, without any consideration of how much they have previously paid into the Medicare system.
So then, the fact that a significant portion of Americans need to have more than one job to survive should be taken into fair consideration, when it comes to the Medicare mandatory tax, of which, in fairness to these hard workers, their second job, should not be compelled to require the payment of Medicare taxes by that worker, but rather they should get a free ride to avoid such, if desired or opted in. That is to say, those who are working full-time at one job should be permitted to opt out of the 1.45% Medicare for any additional jobs that they have. One would think therefore that the crosscheck so done by governmental agencies to verify additional employment would be relatively straightforward to accomplish, as employees are required to have not only identification but a Social Security card to legally work.
Look, it has to be emphasized that those who have a second job, or even a third, are clearly the type of people that this country should admire, and the least that this nation owes to them is a fair deal, of which, having these employees to be able to opt out of paying additional Medicare tax for a separate employment job, is something that a reasonable government should be absolutely happy to accommodate for these dedicated hard workers, as fair appreciation for their devoted work commitment.