Some people are born with that proverbial silver spoon in their mouth that thereby provides them with not only the material aspects so needed for a good life, but also typically the networking and connections so needed to establish themselves in the right position to make something further out of their life. In other words, while money most definitely has its place; that often in and of itself, is not going to be enough on just its own, to establish someone successfully as a person of merit and worth, because at some point, the drive and thereby the accomplishments of a given individual pretty much must stand on its own, so that while money opens doors, it does not guarantee an individual, success.
What does help significantly for success for a given individual, irrespective of whether they have come from money or not, is the vital connections and networking so provided to or generated by or for that person. That is to say, there are a multitude of people that have, on paper, about the same sort of skill-set, of which what is often most lacking for one person vis-à-vis another person, is credibility as well as knowing the right people that thereby have favorable situations set up for that individual. So that, it isn't so much what a given person can do, but rather it comes down far more often, to finding that situation, or having such handed to a person on a platter, so to speak, that enables that person to excel, because they are therefore in the right place at the right time.
So then, those that aspire to be something of worth in this life, need to not only work hard to earn the credentials so required in their chosen field of work, but also need to work as hard or even harder, at establishing vital connections, especially with people that are able to materially influence the direction of their life, for the better. Obviously, such as that is easier said than done, but nevertheless it should never be discounted as good sound advice; because in life, to a very remarkable extent, it is who a given person knows, that has a huge influence upon how successful a given person's life or career ends up being, of which, many a person of somewhat modest talent, is able to excel via those good connections so made.
In point of fact, there are plenty of people that are quite smart on paper, but lack the necessary skill-set to relate with other people in a manner that allows those people evaluating them, to see fully their inherent skill and talent for a given position. This signifies that it isn't good enough just to know a lot; but rather it is of immense value to make it a point to know the right people, and thereby to associate in the right circles, that will thereby provide a better wealth of opportunity for success. After all, those that have a champion for their cause, are going to be in a far better position, to be properly recognized, then those that do not, because meaningful decisions by others are often made, by taking into consideration the credibility of the person or organization so making a particular recommendation or rendering specific advice.