Ultimately, the things that we buy on any given day are manufactured, to which, to a large extent, many of the goods that we once purchased in America, were actually primarily made in America, by American workers. The advantage of using American workers in America to manufacture goods is manifold, to which, the most important advantage is that the money is kept re-cycling in the community at large, which aids and abets employment, and the infrastructure of cities that depend upon its citizens having and maintaining gainful employment.
In today's global economy, the competition in the manufacturing of goods is intensive, so that, not too surprisingly, when looking to save money, manufacturers of goods gravitate to places in the world in which the labor rates are significantly cheaper than the USA, while also having less onerous laws in regards to work space, work hours, work safety, work pollution and so forth. This has been translated as reported by cnn.com into the percentage of workers employed in manufacturing in America declining from 24% as of 1960, to the present day total of just 8%, with projections that this decline will continue into the foreseeable future. While the decline in manufacturing is directly bad for our lower middle class blue collar working force, it at least provides a benefit for other Americans in the sense that because the manufacturing of goods overseas makes for cheaper products, this means that basic items such as textiles, machines, electronic equipment, and vehicles are cheaper to Americans, so that there is a net benefit for Americans not associated with the manufacturing sector.
While, America's manufacturing sector has been eviscerated, banking, on the other hand, led by the "too big to fail" philosophy of the Federal government, continues to expand, grow, and consolidate in America. While there are a lot of differences between manufacturing and banking, the primary difference is in the product that they sell, whereas manufacturing actually sells tangible goods, banking basically sells the access to money, There are a lot of ways that banks make money, but in essence, the formula for banking success, is to loan out money, or invest money, or create money, in which, the cost of that money to the bank is significantly lower than the cost in interest and/or fees to the consumer, or to the industry, or to the government, that borrows it.
Not only does the interest spread of the cost of the loan to the bank as compared to the rate of interest that must be paid by the consumer to the bank, create a nice profit for the bank, but so too, does the banking rules that allow banks to leverage up their loans, so that rather than loaning out money on a 1:1 ratio, in which for every dollar deposited to the bank, only one dollar can be loaned, in actuality, depending upon a few other factors, banks are typically allowed to loan out money at a ratio of 20:1, which translates into for every dollar deposited, that they can loan out twenty dollars, and that increased leverage equates to extra profits for the bank and with a federal policy that some banks are considered to be too big to fail, means that they have implicit carte blanche to do whatever that they desire to increase their profit potential.
So too do banks subdivide how they treat the people and companies that come to them for loans, so that those with the best credit are considered to be prime customers, and those with the worst credit to be subprime, to which the essential difference between these customers being the rate of interest and terms charged. On the surface, that might seem fair but in actuality its straight exploitation, because the very people, countries, and companies that can least afford to pay higher interest rates are charged higher interest rates and thereby become overly burdened which essentially creates a negative feedback loop in which default is often inevitable, leading to the takeover of companies, sovereign nations, and people by banking interests and their cohorts.
In essence, those that control the money, control the world, because access to capital is essential for any country, any business, and private individuals, so that, unlike manufacturing, it's a zero-sum game, in which those that win do it on the backs of those that lose, who play in a game in which the odds favor heavily the house, and as Proverbs 22:7 states: "The rich ruleth over the poor, and the borrower is servant to the lender."